Your Trusted Mortgage Advisor
Hi, I’m Kellie, your trusted local mortgage expert in the beautiful Okanagan. With deep roots in the community, I bring a wealth of knowledge and passion to help you achieve your homeownership dreams. With a personalized approach, I am dedicated to simplifying your home financing journey. Whether you're a first-time homebuyer or a seasoned investor, I offer tailored solutions, transparent guidance, and access to competitive rates. Let's navigate the mortgage landscape together and make your homeownership dreams a reality.
- Trusted Mortgage Experts
- Stress-Free Process
- Customized Solutions
- Local Expertise
- Exceptional Service
- Trusted Partnerships
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Serving BC and Alberta
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Kellie OzanneMortgage Architects®
15
YEARS OF SERVICE
1000
CLIENTS SERVED
100
SATISFACTION
Our Core Services
Comprehensive mortgage solutions tailored to your needs. Simplifying home financing for a smooth and successful journey.
New Home Purchase
- Your dream home awaits
- Simplified home buying process
- Expert guidance from start to finish
- Customized mortgage solutions
Mortgage Renewals
- Seamless Mortgage Renewal
- Guidance on Interest Rates
- Tailored Solutions For Your Needs
- Simplified and Hassle-Free Process
Home Refinancing
- Unlock your home's potential
- Lower rates, consolidate debt
- Tailored refinancing options
- Savings and financial flexibility
Mortgage Advice
- Guidance you can trust
- Expert mortgage insights
- Navigate complex mortgage landscape
- Empower informed decisions
Get Started Here
When it comes to navigating a mortgage or finding the best credit terms, it’s especially important to have an experienced professional by your side. That’s the kind of support Kellie Ozanne offers – a professional mortgage consultant who helps you make informed financial decisions in the complex credit sphere. Expert advice helps you avoid unexpected pitfalls, choose the best terms, and reduce the stress associated with buying a home.
Along with financial decisions, sometimes you just need to stop, take a deep breath, and allow yourself some peace. An inspiring example of this approach is presented on the website
kleoshotelbernina.com– a cozy space where everyone can feel harmony and peace. Guests are offered not just rest, but a whole state of slowing down, filled with silence, nature, and attention to their own inner balance. There is no fuss here, only the opportunity to rest and recuperate.
Financial well-being begins with inner peace. And while Kellie Ozanne helps you build confidence in the future through smart mortgage solutions, secluded getaways are an essential part of self-care. Sometimes the best way to move forward is to allow yourself to stop for a while.
Submitting Documentation
Gather necessary paperwork and complete the mortgage application. Our team will assist you in preparing a thorough and accurate submission.
Assessing Eligibility
Determine the maximum loan amount and interest rate you qualify for by reviewing your financial situation, credit score, and other relevant factors.
Lender Evaluation
We work with lenders to evaluate your application. Once approved, you’ll receive a commitment letter outlining the loan terms.
Finalizing the Deal
Sign the mortgage documents and provide any additional information required. We ensure a smooth closing process.
Keys in Hand
Congratulations! Receive the keys to your new home. We’re here to answer questions and provide ongoing support.
We Are Here To Help You
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Personalized Solutions
Tailoring mortgage options to your unique financial needs and goals.
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Expert Guidance
Providing knowledgeable advice and guidance throughout the mortgage process.
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Competitive Rates
Accessing a wide network of lenders to secure the most favorable rates.
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Streamlined Experience
Simplifying the mortgage journey with efficient processes and support.
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Trust and Transparency
Operating with integrity, ensuring clear communication and transparency.
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Client Satisfaction
Prioritizing your satisfaction and exceeding expectations at every step.
Speak With Me
Ready to discuss your mortgage needs? Book a call with me today and get personalized financial guidance.
Book A Call Now
We Are Here To Help You
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Personalized Solutions
Tailoring mortgage options to your unique financial needs and goals.
-
Expert Guidance
Providing knowledgeable advice and guidance throughout the mortgage process.
-
Competitive Rates
Accessing a wide network of lenders to secure the most favorable rates.
-
Streamlined Experience
Simplifying the mortgage journey with efficient processes and support.
-
Trust and Transparency
Operating with integrity, ensuring clear communication and transparency.
-
Client Satisfaction
Prioritizing your satisfaction and exceeding expectations at every step.
Instant Mortgage Application
Streamline your mortgage process with our instant application. Get approved quickly and effortlessly.
Apply Here Now
Among Them We’re
FREQUENTLY ASKED QUESTIONS
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How do I qualify for a mortgage?
Qualification criteria typically include factors such as credit score, income, employment history, and debt-to-income ratio. We can help assess your eligibility and guide you through the process.
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What is the difference between pre-qualification and pre-approval?
Pre-qualification gives an estimate of how much you may be able to borrow, while pre-approval is a more thorough process that confirms your eligibility based on a review of your financial documents.
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How long does the mortgage approval process take?
The approval process can vary, but it typically takes a few days to a few weeks. Factors such as document submission, property appraisal, and lender processing times can affect the timeline.
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What are closing costs, and how much should I expect to pay?
Closing costs include fees associated with finalizing your mortgage, such as appraisal fees, legal fees, and title insurance. The amount can vary, but it is typically around 2-5% of the home's purchase price.
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Can I get a mortgage if I have a less-than-perfect credit score?
While a good credit score can enhance your options, there are mortgage programs available for individuals with less-than-perfect credit. We can explore suitable options based on your specific situation.
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Can I pay off my mortgage early?
Yes, most mortgage agreements allow for prepayment. You can make additional payments or choose to refinance to pay off your mortgage faster. However, it's important to review your mortgage terms for any prepayment penalties.
From The Community
Steven S.
Kellie was thorough, professional, and super easy to work with. A total Rockstar who got me the home of my dreams. Highly recommended!
Jacob D.
My wife and I chose Kellie to be our mortgage broker and we couldn’t be happier. She was knowledgeable attentive and very resourceful.
Kristan A.
Kellie is professional, prompt, very knowledgeable and on the ball. She is my go to for all questions mortgage related! Highly recommend!!
Contact Me Now
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